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HomeGENERAL8 Best Online Payment Alternatives To PayPal In 2022

8 Best Online Payment Alternatives To PayPal In 2022


Most freelancers and people who work online have had to reject jobs simply because they didn’t know they could receive payment with accounts other than Paypal. Although you can receive money anywhere in the world with a Paypal account, there are other alternatives.

With several FINTECH companies springing up worldwide, it takes only seconds to receive money anywhere. In fact, some of the alternatives to Paypal even have better features and are accessible everywhere.

For example, there are countries in Africa where Paypal has restricted its services. However, a payment system like Payoneer works in those African countries where Paypal doesn’t. Instead of losing jobs because of payment methods, see below, alternative payment methods to Paypal.

8 Best Online Payment Alternatives To PayPal In 2022:

Binance Pay

With the world becoming more and more receptive to crypto, many big firms and corporations now accept payment in cryptocurrency. And Binance is among the top crypto broker apps in the world.

Binance Pay is Binance’s contactless, borderless, and secure cryptocurrency payment system. Binance Pay allows you to send and receive cryptocurrency payments from friends and family worldwide.

This is an excellent alternative to PayPal (Alternatives To PayPal) that can be used for peer-to-peer payments and accepting online payments on your e-commerce store. Users can pay with stablecoins, BNB coins, BTC, and various other crypto assets. The integration is straightforward, adding a “Pay with Binance” button to your e-commerce store.

Binance pay requires a Binance account with full KYC. Unfortunately, this feature is not available to users in the United States; instead, they should consider the other options listed in this resource.

If you already have a Binance account, open the Binance mobile app, click on profile, and select Binance to pay to begin creating your pay account to accept or send P2P payments like PayPal.

Google Pay

If you’re looking for an easy way to make everyday payments, Google Pay is the way to go.

It works straightforwardly. Install the app, link your debit or credit card, and use your phone to pay for things online or at your neighbourhood cafe (or anywhere else contactless is accepted).

Isn’t that clever? Furthermore, there is no transaction limit, and your payment information is safeguarded by numerous levels of security, much like an onion. Finally, it functions as a virtual wallet by storing loyalty cards, boarding passes, and rail tickets.

It also maintains your payments, is quick and easy to use, and comes from Google, so you know it’ll work. It’s available on iOS and Android devices. Google Pay isn’t a full-fledged payment system (Alternatives To PayPal), but it makes purchasing everyday items a breeze.


2Checkout is one of the more expensive processing options available. But it may be worth the extra cost for sellers who do business primarily online, want comprehensive subscription management services, or operate from a nation with limited payment processing alternatives. 2Checkout is a robust processor for the right business, with three payment setup choices and compatibility with practically every shopping cart under the sun.

It’s unique because it exclusively handles card-not-present purchases, so brick-and-mortar merchants will have to search elsewhere. It also has more capabilities than the ordinary online payment processor (such as recurring billing and an online store builder).

The expensive transaction and transfer fees are 2CheckOut’s main drawback.

Pro tip: If you’re using 2CheckOut, It will help keep your payment release level high to save money on transfer fees.


India is one of the countries in the third world that does not have access to PayPal’s services. As a result, Instamojo was launched as an Indian version of PayPal. Using @username or email address, you can instantly make a payment to another Instamojo member. You can also get paid by sharing your login with others. You can also open an online store and offer digital products or services if you like.

Instamojo has risen to become one of India’s best payment options for e-commerce and small business owners.


With a Skrill account, you can pay, send and receive funds. Skrill allows for payment to be made in over 40 currencies across the world including cryptocurrency and they currently have over 20 million users.

Skrill has been around since 2001 helping bettors, traders and online vendors manage their payments. Among their offers is a prepaid MasterCard that works with millions of online stores. Users can also download the app on Android or IOS on their mobile devices (Alternatives To PayPal).


Payoneer is an American-based FINTECH company that facilitates digital payment and online money transfers. Asides from the aforementioned services, Payoneer also provides capital for their customers.

People who sign up for an account with Payoneer create an e-wallet to send and receive funds. Account holders can also create a virtual bank account number to receive funds in their local currencies.  Their MasterCard or debit card is reloadable.

Payoneer allows for money received to be transferred to a bank account. They are currently present in 200 countries and 150 local currencies, making them really vast. Signing up for Payoneer is free and they offer a $25 bonus on a $1000 and for referrals as well. Payoneer is the perfect Alternatives To PayPal


Stripe is among the viable alternative payment system to Paypal. It is used by millions of companies to send and receive payments, and also manage their businesses online.

Even those who live in countries where Stripe does not operate can still use the system. They have the Stripe Atlas program that helps account holders incorporate a US Based account and also open an account. It is best used to run an online store.

Stripe is one of the simplest payment methods because it is integrated with most web and e-commerce stores. You can use this payment method to receive recurring or one-time payments.

With a presence in over 135 countries, you can use major debit cards to facilitate payment with Stripe.

Though it is free to sign up and set up an account, they charge 2.9% + 30 cents per transaction.


Many of you might not know this popular money transfer website which was created by the people behind Skype & backed by Richard Branson. You might prefer TransferWise over PayPal because of their low transaction fees & currency conversion charges. That means you won’t lose money in currency conversion.


It is now very easy for people with online businesses to facilitate payment. All you need to do is read through the article and use any payment system that suits you.

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